XTB adds automatic investing to the Investment Plans service

XTB Broker added new functionality to Investment Plans, thus facilitating regular investing. This is great news and definitely something we missed when testing this solution after its debut in mid-November 2023.

Very convenient functionality in the form of periodic payments is a response to the needs of investors who are at the stage of building their investment portfolio but do not want to spend too much time on it. Thanks to recurring payments, application users can plan automatic investment of funds in selected funds ETFs in accordance with previously defined target proportions.

What are XTB investment plans?

Let us remind you that XTB Investment Plans is a new service that enables long-term, passive investing in ETF funds. They are available from the mobile application in the tab SAVE. We can choose from hundreds of ETF funds in which we can invest our funds, now also automatically in accordance with the allocation previously defined by the client.

Since last autumn, XTB clients can invest in medium and long-term passive instruments. As part of Investment Plans, you can construct a maximum of 10 investment portfolios, each with an individual strategy based on selected ETF funds. Each wallet can have a maximum of 9 of them, and the minimum investment value is only PLN 50 (EUR 15 or USD 15 for accounts in other currencies). Additionally, the offer is covered zero commission if our monthly turnover in shares and ETFs does not exceed PLN 100. EUR.

As previously announced, XTB has now enriched its original product with: possibility of automatic investment of fixed amounts without having to remember to regularly replenish investment portfolios. Thanks to the recurring payments function, each investor can set how often and what amount they want to invest, and the settings can be changed at any time and adjusted to current investment needs and goals.

– Thanks to modern technology and the use of algorithmic trading, our clients can now invest the selected amount regularly. Recurring payments facilitate long-term, passive investing and harnessing the global potential of ETFs - comments Omar Arnaout, president of the board of XTB. - We are constantly expanding our offer, enriching it with products for people who are interested in investing but do not want to devote too much free time to it. - he adds. 

Outside Poland, Investment Plans are available in selected markets, including Romania, Spain, Portugal, Czech Republic, Slovakia, Italy and the United Kingdom. In the following days, this product will also debut outside Europe.

-We see promising results from Investment Plans in all markets. The Polish market is in the lead, where the product was added relatively late, but thanks to great customer interest, it has become a leader in terms of the number and value of investment portfolios – adds Omar Arnaout, president of the management board of XTB.

Interest rate on funds on the XTB account

XTB focuses on offering its clients an investment application with an increasing number of both instruments and new products. In recent months, the offer in the passive investing segment has been expanded, in addition to Investment Plans interest rate on free funds. XTB clients can take advantage of rising interest rates and earn money even when they are not actively investing. Interest is calculated daily and paid monthly. For new customers, the interest rate reaches 5%. for a US dollar account, 4%. for an account in Polish zloty and 3,8 percent. for the euro.

CFDs are complex instruments and involve a high risk of a quick loss of cash due to leverage. 76% of retail investor accounts record monetary losses as a result of trading CFDs with this CFD provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.