Polish investors focus on financial independence

Polish women invest to gain financial independence. According to the study Individual Investor Pulse eToro, such a goal is declared by 51 percent. Polish investors. In turn, 45 percent women choose long-term security as the most important investment goal. 

Women think long term

Financial independence is a situation when the profits from investing allow you to cover all current living costs, so all decisions can be made without additional financial pressure. This is a kind of "financial security on steroids" in which we do not want to look at others and follow the path of our own choices. Women differ from men in that they are more likely to focus on independence, while among men, the most popular goal is long-term security (48%). The investors' focus on independence is not surprising, because women in Poland still struggle with many restrictions, including finances.

As much as 51 percent A Polish person invests to gain financial independence. The share of women among all Polish investors is 42%. They most often invest in financial companies, producers of luxury goods health care and communication. 

The share of women among all Polish investors is 42%. In this respect, we do not differ significantly from the global average. In all 12 major global markets surveyed, women constitute on average 44 percent. investors. What is important is that the share of women investors is growing every year, which means that more and more women see investing as an opportunity to achieve their goals.

We observe large generational differences among Polish women investors. Young women predominate in this group - as many as 47%. is 18-34 years old. For comparison, globally, the share of such investors is 30%. Only 17 percent Women investors in Poland are 55 years old or older, while globally it is 30%. surveyed women. This is interesting in light of the fact that women live longer from men and the fact that they focus on financial independence. However, this can be explained by the fact that women over 55 are approaching retirement (the retirement age for women in Poland is 60). According to the rules, before entering this stage, we should systematically and over a longer period of time change the allocation of assets from shares to cash and monetary products. However, these data rather show that in Poland, the level of financial emancipation increases with the year of birth.

Women choose different industries than men

Women's choices also differ from those made by men in terms of investments in particular industries. Women are more willing to invest in companies related to luxury goods (48% of women and 39% of men own such shares), health care (women - 38%, men - 23%), or broadly understood communication (women - 43%). , men – 32 percent). Women are also more willing to choose the financial industry, which seems to be dominated by men, although it remains a model of safe investing for many people. As many as 73% of people have shares of financial companies in their portfolios. women and 60 percent men. Men, however, are more willing to invest in sectors such as technology, energy or industry. 

Women invest less often than men kryptowaluty. 45% of them have these in their portfolios. female investors in Poland, while among men this ratio is 58%.

The study shows that women investors in Poland have a forward-looking approach and strive for independence, financial stability and independence.

Author Anna Rożańska, Popular eToro Investor