XTB – fractional shares, ETF with a minimum investment amount from PLN 1!

Fractional Shares and commission-free trading have remained the standard for investors in the United States for years. XTB since May, as the first brokerage house, it enables exposure to a fraction of shares of companies listed, among others, on on WSE, NYSE, Euronext or LSE. Now, investing becomes even more accurate after the broker announced that it has increased the precision of buying Fractional Shares to four decimal places.

Fractional Shares constitute a fiduciary right to a part of shares listed on a regulated market. This means that although XTB remains the actual owner of the shares or ETF (since, as a rule, you cannot buy 0,5 shares of a selected company on the open market), all economic benefits from the shares of a given company or ETF participation unit will be vested in the Share holder Fractional.

What does this mean for the investor?

Thanks to Fractional Shares in XTB you can get exposure to LPP shares (the highest-valued shares listed on the Polish stock exchange) and the right to a part of the dividend in the amount proportional to the share held for just over PLN 14,4. Minimum transaction value for companies listed on the Warsaw Stock Exchange it's only 10 zlotys and 10 EUR/USD/GBP or 100 SEK/NOK/DKK respectively depending on the selected market.

Invest exactly as much as you want - how does trading for an amount in XTB work?

By increasing the tick size of Fractional Shares to four decimal places, the investor is no longer limited by the current market price of the company's shares. The possibility of purchasing Fractional Shares with a precision of 0,0001 allows for the effective use of the entire amount that we want to allocate for the investment, so we no longer have to worry about the "rest" remaining after purchasing the shares of the selected company.

Thanks to Fractional Shares, you can precisely indicate the amount you want to invest. The calculator built into the xStation 5 platform will automatically calculate the purchase volume of Fractional Shares. Source: xNUMX xStation

In June, CD Projekt shares were the most popular among XTB clients. An investor with PLN 1000 at his disposal could buy only 6 CDR shares for a little over PLN 949. Using the Fractional Shares, the same investor would use the full amount by purchasing 6 shares and gaining exposure to 0,3211 CD Projekt Fractional Shares.

ETFs in XTB available from PLN 1

The introduction of Fractional Shares to the XTB offer is another step of the Polish broker towards greater democratization of investing. Investors looking for traditional solutions will certainly warmly welcome the fact that XTB in its quest to increase the accessibility of markets for novice investors reduced the minimum investment threshold to PLN 1 in ETF funds.

XTB lowers the minimum investment amount in ETF funds to PLN 1. Combined with Fractional Shares, this allows for exceptional flexibility in investing. Source: xNUMX xStation

In combination with Fractional Shares, which also allow you to gain exposure to selected ETF funds, XTB's offer enables ultra-precise determination of the amount of your investment. Forget about “tip ends” and having to calculate the funds required to get exposure to the next ETF share. The position calculator built into the xStation 5 platform will calculate everything for you - accurate to the fourth decimal place.

You invest in XTB commission-free

When investing with XTB in real shares and ETF funds, and now also in Fractional Shares up to EUR 100 per month - you do not pay commission*. What's more, you get access to thousands of financial instruments listed on 16 of the most popular stock exchanges in the world, and thanks to the intuitive and easy-to-use mobile application, you can invest wherever you are.

An undoubted advantage of XTB's offer is also the availability of Fractional Shares of Polish companies, because in the case of platform clients who invest in capital markets, these are the most frequently chosen securities. A full list of Fractional Shares can be found in the Specifications Table, information on possible conversion costs can be found in the Table of Fees.

* Up to a monthly turnover of EUR 100. Transactions above this limit will be charged a commission of 0,2% (min. EUR 10). 0,5% currency conversion cost may apply. This product is a trust right to fractional parts of shares or ETFs purchased from XTB. Investing is risky. Invest responsibly. Check out KID on: https://www.xtb.com/pl/au-kid.

CFDs are complex instruments and involve a high risk of a quick loss of cash due to leverage. 76% of retail investor accounts record monetary losses as a result of trading CFDs with this CFD provider. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.